Know where you stand before you apply for funding.
The Fundability Scorecard™ + 90-Day Action Plan helps entrepreneurs identify what is blocking approvals, measure funding readiness, and follow a practical path toward becoming more fundable.
No guesswork. No vague advice. Just a clear score, a smarter plan, and the next right steps for personal credit, business structure, compliance, and banking strength.
Get a clear numeric view of your current funding readiness.
Understand what may be preventing approvals right now.
Follow structured weekly steps to improve key problem areas.
Know what to pursue once your profile is strong enough.
Become more fundable with a plan that makes sense.
Designed for entrepreneurs who are tired of confusion and want a reliable way to strengthen their profile before applying for funding.
- ✓Assess personal credit health and business readiness
- ✓Identify weak spots lenders may flag
- ✓Follow a practical correction plan over 90 days
- ✓Move toward funding with more confidence and structure
Get clarity first, then take action with confidence.
See your current score
Answer guided questions across the areas lenders often evaluate, then get a score that reflects your current level of readiness.
Understand what needs work
Learn why your profile may be getting overlooked, delayed, or denied so you can stop moving blindly.
Follow a 90-day correction path
Use a week-by-week plan to strengthen the areas that support funding readiness without overwhelm.
A simple assessment built around four key areas.
Personal Credit Health
40 PointsMeasures payment history, utilization, derogatory accounts, and credit age or mix.
- Payment history has the strongest influence
- Lower utilization supports stronger readiness
- Negative items can significantly reduce score strength
Business Foundation
25 PointsReviews whether the business is properly structured and operating like a real business entity.
- LLC or corporation registration
- EIN and business bank account
- Professional email and domain presence
Fundability Compliance
20 PointsChecks key compliance details that can shape how lenders view legitimacy and setup quality.
- DUNS registration
- Separate business phone line
- Public-facing details aligned for lending visibility
Banking Strength
15 PointsLooks at account maturity, deposit behavior, and account stability over time.
- Open business account for 90+ days
- Show consistent deposits
- Avoid overdrafts and unstable activity
What Your Score Means
The goal is not just to receive a number. The goal is to understand what that number is saying and what to do next.
- If your score is low, focus on repair before applying
- If your business structure is weak, strengthen credibility first
- If banking is unstable, improve consistency before moving ahead
A clean step-by-step path that is easy to follow.
Once the score reveals what is holding you back, the action plan helps you work through the most important fixes in an organized, practical way.
Credit Clean-Up
- Pull all three credit reports
- Dispute reporting inaccuracies
- Lower card balances where possible
- Set up automatic payments
Structure Upgrade
- Register the business correctly
- Secure an EIN
- Open a business bank account
- Set up a professional email and domain
Compliance Setup
- Register for DUNS
- Verify business listings
- Use a separate business phone line
- Review your NAICS code setup
Banking Optimization
- Maintain a healthier average balance
- Show consistent deposits
- Avoid overdrafts
- Prepare key funding documents
Once your score improves, you can pursue the right opportunities in the right order.
Business Credit Cards
Start with funding tools that are more accessible once your profile shows stronger readiness.
Lines of Credit
Move into more flexible funding options as your structure and stability improve.
Term Loans & Equipment Financing
Pursue larger funding opportunities after the foundational pieces are in place.
Being prepared puts you at an advantage.
The right system helps you move with more confidence, stronger structure, and a clearer sense of what lenders are actually evaluating.
It turns confusion into direction.
Why entrepreneurs respond to it
- It gives a clear score instead of vague advice
- It explains what may be blocking approvals
- It offers next steps that feel manageable
- It helps people feel more in control of the process
What it positions the brand as
- Structured and knowledgeable
- Grounded and trustworthy
- Strategic without pressure
- Focused on outcomes, not hype
Simple options that meet people where they are.
Basic Scorecard
A strong lead-generation entry point.
- Fundability self-assessment
- Score overview
- Intro-level guidance
Full Fundability System
For entrepreneurs ready to take action with structure.
- Full scorecard breakdown
- Detailed score interpretation
- 90-day action plan
- Funding roadmap
Premium Package
For buyers who want extra support and implementation tools.
- Everything in the full system
- Templates and scripts
- Added implementation support
Download the Free Fundability Scorecard below.
Start with clarity. See where you stand, understand what needs attention, and take the next steps toward becoming more fundable with a plan you can actually follow.